New 5-Month Certificate

For a limited time, you can earn up to 3.85% APY* when you pair this certificate with a Peak Account and deposit $10,000 in new money.

Apply Now

  • 5-Month Certificate

    TermAPY*
    5-MONTH PROMOTIONAL CERTIFICATE
    5-Month Promotional Certificate (With $10,000 new money and a Peak Account)3.85%
    5-Month Promotional Certificate (With $10,000 new money if you don't have a Peak or Business Checking account)3.50%
    5-Month Promotional Certificate (With a minimum $500 deposit and a Peak or Business Checking account)3.50%

    Apply Now!

A smart way to grow your savings fast

Why Open a Certificate?

  • Lock in a fixed rate for dependable growth
  • Earn more than a traditional savings account
  • Enjoy flexibility with a short 5-month term
  • Federally insured by NCUA to at least $250,000

This certificate is designed for members who want to make the most of their savings without a long-term commitment.

Designed for Real-Life Savings Goals

  • No surprise fees*
  • Trusted by members across Kitsap County

Whether you're pairing it with a Peak Account or going with the base rate, this promotional certificate gives you options and confidence. 

Apply Now Schedule an Appointment

 

Disclosures

* APY = Annual Percentage Yield. The promotional APY is accurate as of 11/14/2025, is a limited time offer and subject to change.

5 month certificate: $500 minimum deposit required to open and earn 3.50% APY, available when the certificate is opened with a Peak Account, Business Checking, or $10,000 in new money. $10,000 minimum in new money, together with a Peak Account or Business Checking, is required to open and earn 3.85% APY. New money is defined as funds not currently held in deposit accounts at Kitsap Credit Union, unless deposited within the last 15 days. Early withdrawal penalties may apply.