The following is an explanation of how Kitsap Credit Union uses your personal information as well as data collected via this website.
Online information practices
We are committed to protecting the personal information of our members and visitors to our website. This policy is one way of sustaining your trust in Kitsap Credit Union, our products, and our services. This policy applies only to the collection, use and sharing of information about you, whom we share it with, and how we protect it. Our websites may contain links to third party sites not controlled by Kitsap Credit Union or covered by this privacy policy. Once you become a member of Kitsap Credit Union, we provide you with a Privacy Notice describing our privacy practices related to the collection and sharing of personal information about our members, as required by law.
Information we may collect
The information we collect varies depending on the type of activity you are performing to help us personalize and continually improve your experience. Much of our website can be accessed without providing any personal information. On all pages that collect personal information, we specifically indicate what information is required in order to provide you with the product or service you have requested.
Online application and enrollment forms
When you apply online for products or services, we may need to collect personal information in order to complete your request. The personal information we collect varies depending upon the product or service for which you apply. Examples of information we may collect generally includes the following:
- Name
- Address
- Date of Birth
- Gender
- Employment Information
- Financial Information
- Address
- Email Address
- Social Security Number
Information we capture through an application or enrollment is securely transferred to Kitsap Credit Union. We also collect your personal information from credit bureaus, Chex Systems, affiliates, or other companies.
Browsing
When you visit our site, we gather information including page request (URL), time of your visit, your IP address, operating system, web browser software, and any cookies which were set during a previous visit to our site. The information is collected to improve your overall experience with Kitsap Credit Union. We also use the information to track site usage and compile statistics to help us improve the site so that you will find it more useful and informative and enable customized promotions for which you may be interested. IP address information is not distributed to third parties.
How we use your information
Information collected through this website may be used to:
- Improve the quality of your visits to our site and your overall experience
- Respond to your question or suggestions
- Fulfill your online application or enrollment requests
- Send promotional offers to selected groups of website visitors
We may also use the information we collect for analytic purposes, market research, or for marketing purposes, as allowed by law.
Who we share your information with
We limit the release of information and we do not sell members' information. We will share information only when necessary to administer products or services we provide, when we partner with affiliates to offer you a broader array of products and services. We may disclose your personal information as otherwise permitted or required by law. Sharing excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Cookies
Cookies are small text files created by a web server, delivered through a web browser, and stored on your computer. They provide a means for websites that you visit to keep track of online patterns and preferences, as well as to identify return visitors. Cookies make the personalization of your web experience possible, so that you do not need to re-enter your information each time you visit a website. We do not store any sensitive information within your cookie. Also, our site does not read any information stored in cookies given to you from other websites, except in rare cases when the other website is a provider of information or functionality within our website and that cookie is necessary to make our website function correctly. We also serve cookies to help us anonymously track web traffic.
Our website makes use of cookies for the following purposes:
- Website administration and personalization
- Completing your request
- Analysis of page and website information that does not identify specific individuals
You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it. Browsers may also be set up to display a warning when a cookie is used. You may even disable your browser from accepting cookies. In order to provide you with the best possible experience while visiting our website, please enable cookies within your browser. Many parts of our site may not function properly if you disable cookies.
Third-party analytics
This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. Google Analytics collects only the IP address assigned to you on the date you visit the site, rather than your name or other identifying information. Any Information collected through the use of Google Analytics is not combined with any personally identifiable information. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for purposes set out above.
Online behavioral advertising
Some of the ads you receive on webpages are customized based on predictions about your interests generated from your visits over time and across different websites. This type of ad customization sometimes called online behavioral advertising is enabled through your computer browser and browser cookies. Such online behavioral advertising helps support the free content, products, and services we can provide you online.
Online behavioral advertising is tailored to your likely interests by Kitsap Credit Union promoting (or other companies promoting their) products or services. Online behavioral advertising helps Kitsap Credit Union show relevant ads matching ads with broad interest categories or groups. Third party vendors can show your ads on sites across the Internet. Third-party vendors use cookies to serve ads based on someone’s past visits to our website.
The benefits of online behavioral advertising help support sites you visit so that you can enjoy free content ranging from news to sports to recipes. At the same time, it helps advertisers reach the right people for their product and services.
Kitsap Credit Union uses online behavioral advertising as a remarketing tool. Opting out does not mean you will no longer receive online advertising. It does mean that the company or companies from which you opted out will no longer deliver ads tailored to your web preference and usage patterns.
Linking to third parties
Our site contains hyperlinks to other web sites operated by third parties. These links will take you away from our website. Please note that Kitsap Credit Union does not guarantee the accuracy or completeness of any information presented on these sites nor does Kitsap Credit Union represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those practiced by Kitsap Credit Union.
We encourage our members to know when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. Our privacy statement applies solely to information collected by the Kitsap Credit Union website.