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How to Use Zelle® with Ease this Holiday Season
With the holidays approaching, are you prepared for Secret Santa, a group gift, or pooling your savings to buy someone special their present? This year, go in on gifts with others and split the cost of the bill! Splitting the cost of a big gift with a friend or family member is easy with Zelle®.
Use Zelle® to easily send a request1 for the money you’re owed, and your friend can quickly send you money right from their mobile banking app, even if you bank at different places.2 And the best part is, money sent with Zelle® goes directly into your account and is available to spend in minutes.2
How to Request Money for the Group Gift
Step 1: Log into your Kitsap Credit Union Mobile App.
Step 2: Select the Payments tab, select “Send Money with Zelle®.”
Step 3: Select "Request money with Zelle®".
Step 4: Enroll your email address or U.S. mobile number.
Step 5: Once you’ve enrolled, select your recipient (by entering their email address or mobile number), then type in the requested amount, add a little note such as “Mom and Dad’s Gift,” and click “Request”.
Pro-tip: For an even easier experience, have them enroll with Zelle® [before sending your first request. You can send money to someone not yet enrolled, and they’ll get an email with instructions on how to do so.]
That’s it!
How to Send Money with Zelle® Safely
Zelle® is a fast, safe, and easy way to send and receive money with people you trust, like your babysitter, coworkers, friends, or family. Now that you know how to split your funds using Zelle®, keep these tips in mind to use Zelle® safely and easily:
Why? Because you can’t cancel a payment once it’s been sent if the recipient is already enrolled with Zelle®. And if you send money to someone in advance for a product or service you don’t end up receiving, you may not get your money back.
Another example of a payment scam is buying event tickets from a stranger at a price that seems too good to be true and then never receiving them. If the seller asks you to use Zelle® to purchase the tickets, you should refuse unless the seller is someone you personally know and trust.
Neither Kitsap Credit Union nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected.
Remember, if a person has already enrolled with Zelle®, you can’t cancel the transaction, so it’s important you get it right the first time. If you send money to the wrong person, it’s like handing cash to a stranger.
For more information or if you have further questions on how to use Zelle® in your Kitsap Credit Union Mobile App, feel free to reach out to one of our representatives.
1 Payment requests to persons not already enrolled with Zelle® must be sent to an email address.
2 To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
Zelle® and the Zelle® marks are property of Early Warning Services, LLC and are used herein under license.
Use Zelle® to easily send a request1 for the money you’re owed, and your friend can quickly send you money right from their mobile banking app, even if you bank at different places.2 And the best part is, money sent with Zelle® goes directly into your account and is available to spend in minutes.2
How to Request Money for the Group Gift
Step 1: Log into your Kitsap Credit Union Mobile App.
Step 2: Select the Payments tab, select “Send Money with Zelle®.”
Step 3: Select "Request money with Zelle®".
Step 4: Enroll your email address or U.S. mobile number.
Step 5: Once you’ve enrolled, select your recipient (by entering their email address or mobile number), then type in the requested amount, add a little note such as “Mom and Dad’s Gift,” and click “Request”.
Pro-tip: For an even easier experience, have them enroll with Zelle® [before sending your first request. You can send money to someone not yet enrolled, and they’ll get an email with instructions on how to do so.]
That’s it!
How to Send Money with Zelle® Safely
Zelle® is a fast, safe, and easy way to send and receive money with people you trust, like your babysitter, coworkers, friends, or family. Now that you know how to split your funds using Zelle®, keep these tips in mind to use Zelle® safely and easily:
- Only send money to those you know and trust: Money moves fast with Zelle®, directly from savings or checking to your friends savings or checking within minutes,2 so it’s important you know and trust the people you’re sending money to.
Why? Because you can’t cancel a payment once it’s been sent if the recipient is already enrolled with Zelle®. And if you send money to someone in advance for a product or service you don’t end up receiving, you may not get your money back.
- Beware of payment scams: If you receive a call from someone threatening a negative action, such as fraud on your account or utilities being shut off unless you make a payment with Zelle®, slow down and think it through. This might be a scam. Scammers use fear and urgency to get people to act on impulse rather than reason. Also, keep in mind that no one from Kitsap Credit Union will ever ask you to send money with Zelle® as a test or to avoid a fraud event.
Another example of a payment scam is buying event tickets from a stranger at a price that seems too good to be true and then never receiving them. If the seller asks you to use Zelle® to purchase the tickets, you should refuse unless the seller is someone you personally know and trust.
Neither Kitsap Credit Union nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected.
- Treat Zelle® like cash: Did your friend change phone numbers recently? It’s easy for people to change their phone number or email address. Always make sure the name that appears on the confirmation screen matches the intended recipient. When in doubt, contact the recipient to verify the U.S. mobile number or email address they used to enroll with Zelle® before you hit “Send.”
Remember, if a person has already enrolled with Zelle®, you can’t cancel the transaction, so it’s important you get it right the first time. If you send money to the wrong person, it’s like handing cash to a stranger.
For more information or if you have further questions on how to use Zelle® in your Kitsap Credit Union Mobile App, feel free to reach out to one of our representatives.
1 Payment requests to persons not already enrolled with Zelle® must be sent to an email address.
2 To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Transactions between enrolled users typically occur in minutes.
Zelle® and the Zelle® marks are property of Early Warning Services, LLC and are used herein under license.
December 11, 2024