Account Solutions to Help Your Business Grow

No matter the size of your business or what you do, Kitsap Credit Union has the right accounts to fit your unique needs.Learn More

Which Business Checking Is Right For You?

 

  • Get Going with Business Checking

    With no minimum balance requirements, convenient online and mobile banking features, and real-time Visa® purchase alerts, businesses maximize cashflow while minimizing expenses.
    Does not earn dividends
    $100 Minimum Opening Balance
    $0 Minimum Balance
    No Monthly Service Charge
    First 100 Monthly Transactions are FREE.** (101+ transactions: $0.50 per transaction)
    Monthly Aggregate Cash Deposits, Withdrawals, Exchanges of $5,000 or less are FREE
    Apply Now!

  • Go Farther with Elite Business Checking

    For businesses with higher transaction volumes, our Elite Business Checking is the perfect solution. It includes all the features of our standard Business Checking, while also paying dividends on balances of $1,000 and above.
    Eligible to earn dividends
    $100 Minimum Opening Balance
    $0 Minimum Balance
    $10 Monthly Service Charge* (waived if average daily balance of $10,000 or more maintained.)
    First 100 Monthly Transaction are FREE**. (101-250 are $0.25 each. 251+ are $0.35 each.)
    Monthly Aggregate Cash Deposits, Withdrawals, Exchanges of $5,000 or less are FREE
    Apply Now!
Rates and Terms
Business Checking APY*
Business Checking

$100 MINIMUM OPENING BALANCE
Business Checking 0.00%

MONTHLY TRANSACTION FEES†:
0-100 TRANSACTIONS: NO FEE
101+ TRANSACTIONS: $0.50 PER TRANSACTION

Balances APY* (AS HIGH AS)
Elite Business Checking

$100 MINIMUM OPENING BALANCE
Elite Business Checking $0 - $999 0.00%
Elite Business Checking $1,000 - $9,999 0.07%
Elite Business Checking $10,000 - $24,999 0.10%
Elite Business Checking $25,000 - $99,999 0.15%
Elite Business Checking $100,000 - or more 0.20%

MONTHLY TRANSACTION FEES†:
0-100 TRANSACTIONS: NO FEE
101-250 TRANSACTIONS: $0.25 PER TRANSACTION
251+ TRANSACTIONS: $0.35 PER TRANSACTION


ELITE BUSINESS CHECKING MONTHLY SERVICE FEE**

Apply Now!



Questions?

Schedule An Appointment

Or give us a call (360) 662-2217

Related

Enjoy these free benefits:

  • Online and Mobile Banking

    Easily manage your business accounts from computers, tablets, and smartphones. Get started

  • eStatements

    Skip the waste and hassle of paper — view, download, or just print the electronic statements you need. Learn More

  • Fraud Monitoring Protection

    Visa Falcon Fraud protects you from fraudulent purchases by contacting you to confirm suspicious transactions as soon as they arise.

  • Mobile Deposit

    Make a deposit simply by taking a photo of a check (with no limit to the number of mobile deposit transactions allowed).

  • Nationwide ATM Network

    Make secure withdrawals and deposits at ATMs within our network which includes nearly 30,000 machines nationwide - each of them surcharge-free. Learn more

  • VISA Debit Card

    Take advantage of the convenience and security of Visa - either with just a single card or multiple cards for your employees.

  • VISA Purchase Alerts

    Stay on top of charges by setting up email alerts that meet certain criteria.

Disclosures

* APY = Annual Percentage Yield. The APY is accurate as of 12/21/2024 and subject to change.

Monthly Transaction Fees†

Transactions include: Checks cleared, checks deposited, all external debits and credits (internal transfers not included, defined as 'within the members business account'). Debit card transactions not included in transaction counts. Cash and coin exchange fees apply.

Elite Business Checking Monthly Service Fee**

$10 Monthly Service Charge may be decreased/waived in the following circumstances:

  • $5 waived if $5,000 average daily balance maintained.
  • $10 waived if $10,000 average daily balance maintained, or with an active Member Business Loan of $50,000 or greater.