Certificates

Term APY *
Share, Traditional and Roth IRA Certificates

$500 Minimum opening balance

3 Month 2.75%
6 Month 3.00%
12 Month 2.90%
12 Month Bump 3.00%
24 Month 2.75%
24 Month Add-on 2.55%
36 Month 2.50%
48 Month 2.50%
60 Month 2.50%
Youth Saver Certificates

$100 Minimum opening balance 
Must be under age 21 to open
Youth Certificates allow additional deposits

6 Month Youth Saver 3.00%
12 Month Youth Saver 2.90%
Jumbo Share, Traditional and Roth IRA Certificates

$100,000 Minimum opening balance

6 Month Jumbo 3.20%
12 Month Jumbo 3.10%


View Full Rate & Fee Schedule

Disclosures

* APY = Annual Percentage Yield and is accurate as of 4/3/2025.

Definitions

Add-on: Additional deposits allowed

Bump: You may elect to adjust your dividend rate to a new fixed dividend rate based on the rate currently offered for this specific product term one time during the original term of the account, unless stated otherwise. 

A penalty may be imposed for early withdrawal.