Certificates

Term APY *
Share, Traditional and Roth IRA Certificates

$500 Minimum opening balance

18 Month Certificate 2.75%
3 Month Certificate 2.75%
6 Month Certificate 3.00%
7 Month Promo Certificate 3.85%
12 Month Certificate 2.90%
12 Month Bump Certificate 2.70%
24 Month Certificate 2.75%
24 Month Add On Certificate 2.55%
36 Month Certificate 2.50%
48 Month Certificate 2.50%
60 Month Certificate 2.50%
Youth Saver Certificates

$100 Minimum opening balance 
Must be under age 21 to open
Youth Certificates allow additional deposits

6 Month Youth Saver Certificate 3.00%
12 Month Youth Saver Certificate 2.90%
Jumbo Share, Traditional and Roth IRA Certificates

$100,000 Minimum opening balance

6 Month Jumbo Certificate 3.20%
12 Month Jumbo Certificate 3.10%


View Full Rate & Fee Schedule

Disclosures

* APY = Annual Percentage Yield and is accurate as of 4/24/2025.

Definitions

Add-on: Additional deposits allowed

Bump: You may elect to adjust your dividend rate to a new fixed dividend rate based on the rate currently offered for this specific product term one time during the original term of the account, unless stated otherwise. 

A penalty may be imposed for early withdrawal.