Big Features.
Little Card.

Disclosures

^* APR = Annual Percentage Rate. APR is accurate as of 5/14/2025 and based on creditworthiness and product type.

All loans subject to approval.

Balance Transfer Fee: Under the introductory offer, a balance transfer fee of either $10 or 3% of the amount of each transfer, whichever is greater, will be added to each balance transfer. The fee is calculated based on each individual transfer amount. To qualify for the introductory APR, balance transfers must be completed within sixty (60) days of account opening and must be initiated either at the time of the application, through the pre-approval application portal, or with the assistance of a Kitsap Credit Union employee. Self-service balance transfers completed in digital banking during the introductory period do not qualify for the introductory APR. The total amount of your balance transfer request(s), including fees, must not exceed your available credit limit. Balance transfers completed after the sixty (60) day introductory period will not be charged a balance transfer fee; however, the current variable Balance Transfer APR will apply and interest will begin accruing immediately from the date of the transaction. This introductory offer is available only for new consumer credit card accounts.

No Cash Advance Fee: There is no fee for cash advances; however, interest begins accruing immediately from the date of the transaction.

Foreign transaction fees: 2% of each foreign currency transaction in U.S. dollars; 1.80% of each U.S. dollar transaction made in a foreign country or by merchant located in foreign country, even if initiated with the U.S.

^*** Points/dollars are earned on eligible net purchases. "Net purchases" means the sum of your eligible purchase transactions minus credits, returns and adjustments. Eligible purchase transactions do not include, and points/dollars are not earned for, the following transactions: cash advances, balance transfers, or fees of any kind, including finance charges, late fees, and returned checks fees, if any. PIN-based transactions are not eligible to earn points/dollars. Refer to the Important Visa Credit Card Disclosure for the terms and conditions, fees, charges, and other information regarding your credit card account.

Offer valid for cardholders issued new Visa Rewards credit card account. To be eligible for the 5,000 bonus points, you must make $3,000 or more in net purchases within 90 days of account opening. Offer subject to change.

Offer valid for cardholders issued new Visa Cash Back credit card account. To be eligible for the $100 bonus dollars, you must make $1,000 or more in net purchases within 90 days of account opening. Offer subject to change.