Pick the Right Money Market Account for You
Premium Money Market
Introducing the Premium Money Market Account. Exclusively for Peak Account and Business Checking Members.Apply Now
Limited Time Offer: 5.00% APY*
Diamond Money Market
Our Diamond Money Market account gives you great dividend rates and the flexibility to access your funds.Apply Now
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| Balance Tier | APY* | |
|---|---|---|
|
Premium Money Market †
$15,000 minimum opening deposit. |
||
| Premium Money Market $1,000 - $14,999.99 | 1.15% | |
| Premium Money Market $15,000 - $49,999.99 | 5.00% | |
| Premium Money Market $50,000 - $99,999.99 | 5.00% | |
| Premium Money Market $100,000 - $249,999.99 | 2.75% | |
| Premium Money Market $250,000 - $499,999.99 | 3.00% | |
| Premium Money Market $500,000 - $999,999.99 | 3.25% | |
| Premium Money Market > $1,000,000.00 | 3.50% | |
| Balance Tier | APY* | |
|---|---|---|
|
Diamond Money Market***
$5,000 minimum opening deposit. |
||
| Diamond Money Market $1,000 - $9,999.99 | 1.15% | |
| Diamond Money Market $10,000 - $49,999.99 | 1.67% | |
| Diamond Money Market $50,000 - $99,999.99 | 2.00% | |
| Diamond Money Market $100,000 - $249,999.99 | 2.75% | |
| Diamond Money Market $250,000 - $499,999.99 | 3.00% | |
| Diamond Money Market $500,000 - $999,999.99 | 3.25% | |
| Diamond Money Market > $1,000,000 | 3.50% | |
Money Market Features
| Balance Tier | APY* | |
|---|---|---|
|
Money Market**
$1,000 minimum opening deposit. |
||
| Money Market $1k - $9,999.99 | 0.50% | |
| Money Market $10k - $49,999.99 | 0.75% | |
| Money Market $50k - $99,999.99 | 1.01% | |
| Money Market $100k - $249,999.99 | 1.62% | |
| Money Market $250k - $499,999.99 | 2.05% | |
| Money Market $500k - $999,999.99 | 2.31% | |
| Money Market > $1 million | 2.55% | |
- Tiered dividend rates — you earn more as you save more.
- Anytime access to money via Online Banking, Mobile Banking or with a check.
- $1,000 minimum opening deposit.
- $1,000 average daily minimum balance to earn dividends.
- No monthly service charge with $1,000 daily minimum balance**.
- Funds are federally insured by NCUA.
This tiered rate account is designed to give you more flexibility in managing your financial portfolio and is insured by the National Credit Union Share Insurance Fund just like our other savings and certificate products.
You'll have immediate access to your funds through digital banking transfers, in person withdrawals, and checks.
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Disclosures
* APY = Annual Percentage Yield. The APY is a variable rate and is accurate as of 6/25/2025 and subject to change after account opening.
$1,000 minimum opening deposit.
$1,000 minimum average daily balance to earn dividends.
Money Market Fee**
$10.00 per month: waived if average daily balance of $1,000 or higher is maintained
Diamond Money Market***
Minimum $5,000 new money required to open account. New money is defined as deposits not held at Kitsap Credit Union within the previous 15 days. The new money requirement is waived for existing funds held in maturing KCU certificates when deposited into a new Diamond Money Market account. Diamond Money Market converts to regular Money Market rates and tiers on 12/31/2025. Visit KitsapCU.org or contact us for standard Money Market rates and fees. Offer for a limited time only and subject to change.
Premium Money Market†
Minimum opening deposit is $15,000, of which at least $10,000 must be new funds not currently on deposit with KCU within the previous 15 days. The new money requirement is waived for existing funds held in maturing KCU certificates when deposited into a new Premium Money Market Account. Requires a Peak Checking or Business Checking account. Limited to one account per Tax ID. Additional terms and conditions may apply.